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John KurtzCharlotte · NC

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Asheville · Asheville, NC

20 & 28 Toby Drive

Asheville, NC · 1,490 sqft

$820,000

Reduced from $1,050,000

  • 5Beds
  • 3Baths
  • 1,490SqFt
  • 1930Year
  • 321Days on market

About this home

Tucked away in Asheville’s desirable 28806 zip code, 20 & 28 Toby Drive offers a rare blend of charm, space, and opportunity. Set on over 3 rolling acres with a meandering creek, this storybook property includes a vintage 1930s farmhouse and a well-kept manufactured home (currently generating income)—ideal for multi-generational living, rental income, or guest accommodations. A classic 2000 sq foot barn anchors roughly 1.5 acres of cleared land, offering excellent potential for development, gardening, or building your dream home. Plenty of room for vehicles, toys, and projects with a 529 sq foot garage and 440 sq foot workshop. All this, just minutes to the heart of West Asheville’s dining, shops, and live music, and only 15 minutes to downtown. A peaceful retreat with big potential—don't miss this unique Asheville gem. Book your showing today!

Property details

Beds
5
Baths
3
SqFt
1,490
Lot
Year built
1930
Type
Single Family
Days on market
321
Garage
4
Heating
Electric, Heat Pump, Oil
Cooling
None
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,035/ month

Principal & interest
$5,078
Property tax (~1.05%)
$717
Homeowners insurance
$239
HOA dues

Down payment

$41,000 down · $779,000 financed

Income to qualify (28% rule)

~$258,650 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.