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John KurtzCharlotte · NC

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Arden · Arden, NC

20 Phillip Lane

Arden, NC · 2,192 sqft

$549,000

Reduced from $570,000

  • 3Beds
  • 2.5Baths
  • 2,192SqFt
  • 2020Year
  • 40Days on market

About this home

Welcome to 20 Phillip lane! Beautiful newer construction home offering nearly 2,200 square feet of thoughtfully designed living space with 3 bedrooms and 2.5 bathrooms, ideally located at the end of a quiet dead-end road for added privacy and minimal traffic. This home features an open floor plan with 10-foot ceilings and 8-foot doors, large windows in the every room, creating a bright and spacious feel throughout. The main level showcases a large living room with a gas fireplace that flows seamlessly into the kitchen, complete with a gas stove, pantry, granite countertops and plenty of space for cooking and entertaining. The primary suite is conveniently located on the main floor and offers a generous bedroom with direct access to the back porch and fenced-in backyard. The en-suite bathroom features dual vanities, a walk-in shower, and a large walk-in closet with washer and dryer hookups for added convenience. Upstairs, you’ll find two spacious bedrooms, a dedicated laundry room, and a bonus family area—perfect for a second living space, playroom, or media room. Located just minutes from Biltmore Park shopping, dining, the airport, and within walking distance to Jake Rusher Park, this home offers the perfect balance of comfort, convenience, and location.

Property details

Beds
3
Baths
2.5
SqFt
2,192
Lot
Year built
2020
Type
Single Family
Days on market
40
Garage
1
Heating
Central, Electric, Forced Air
Cooling
Ceiling Fan(s), Central Air, Electric, Heat Pump
Foundation
Crawl Space, Slab
Flooring
Vinyl

Features

  • Breakfast Bar
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,040/ month

Principal & interest
$3,400
Property tax (~1.05%)
$480
Homeowners insurance
$160
HOA dues

Down payment

$27,450 down · $521,550 financed

Income to qualify (28% rule)

~$173,169 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.