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John KurtzCharlotte · NC

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Spruce Pine · Spruce Pine, NC

20 Stony Crest Drive

Spruce Pine, NC · 3,708 sqft

$600,000

  • 3Beds
  • 3.5Baths
  • 3,708SqFt
  • 2006Year
  • 15Days on market

About this home

Priced to sell, this 3 bedroom 3.5 bath home is located in the quiet subdivision of Swiss Village, near Little Switzerland. This modern home has two separate living levels complete with separate kitchens dining rooms, laundry rooms and living rooms.

Property details

Beds
3
Baths
3.5
SqFt
3,708
Lot
Year built
2006
Type
Single Family
Days on market
15
Garage
2
Style
Ranch
Heating
Central, Electric, Heat Pump, Propane, Wood Stove
Cooling
Ceiling Fan(s), Central Air, Electric, Heat Pump, Multi Units
Foundation
Basement, Permanent, Slab
Flooring
Tile, Wood
View
Mountain(s), Winter
HOA dues
$1,400 / yr

Features

  • Attic Finished
  • Attic Stairs Pulldown
  • Breakfast Bar
  • Entrance Foyer
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)
  • Whirlpool

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,532/ month

Principal & interest
$3,715
Property tax (~1.05%)
$525
Homeowners insurance
$175
HOA dues
$116

Down payment

$30,000 down · $570,000 financed

Income to qualify (28% rule)

~$194,256 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.