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John KurtzCharlotte · NC

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Asheville · Asheville, NC

20 Trade Street

Asheville, NC · 815 sqft

$350,000

Reduced from $385,000

  • 1Beds
  • 1Baths
  • 815SqFt
  • 1905Year
  • 47Days on market

About this home

Super sweet location in the River Arts District. This spacious one-bedroom home features very high ceilings, heart pine floors, and an abundance of natural light. The bedroom easily accommodates a king-sized bed, and the adjoining dressing room makes an excellent office or art studio. Located just one block from River Arts District studios, restaurants, the greenway, and walking trails, this home offers easy access to the French Broad River while sitting high above it on a hill. Enjoy a five-minute walk to New Belgium Brewing Company, with Earth Fare and Haywood Road also within comfortable walking distance. Relax on two covered porches. Downtown Asheville is only five minutes away. The home includes a heat pump and baseboard heaters. All appliances convey. Exterior features include low-maintenance metal and vinyl siding. Move in as-is or renovate to suit your vision. Additional highlights include two off-street parking spaces, one on each side of the home, and a location on a one-way street.

Property details

Beds
1
Baths
1
SqFt
815
Lot
Year built
1905
Type
Single Family
Days on market
47
Style
Cottage
Heating
Baseboard
Cooling
Central Air, Heat Pump, None
Foundation
Crawl Space
Flooring
Vinyl, Wood
View
Long Range

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,575/ month

Principal & interest
$2,167
Property tax (~1.05%)
$306
Homeowners insurance
$102
HOA dues

Down payment

$17,500 down · $332,500 financed

Income to qualify (28% rule)

~$110,399 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.