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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

200 Pumkin Patch Road

Rutherfordton, NC · 3,701 sqft

$675,000

Reduced from $690,000

  • 3Beds
  • 3.5Baths
  • 3,701SqFt
  • 2005Year
  • 25Days on market

About this home

Welcome to this stunning custom-built home in the desirable Gilbertown Estates, perfectly situated on 3.93 acres offering space, privacy, and versatility. This thoughtfully designed home features 3 bedrooms and 3.5 baths, including a spacious primary suite with a beautifully appointed ensuite bath complete with a tiled shower and relaxing garden tub. The main level also offers a bright and inviting sunroom—perfect for enjoying your morning coffee or unwinding at the end of the day. With flexibility in mind, this home provides multiple multi-purpose rooms to suit your needs. Upstairs, you’ll find three additional bonus spaces ideal for offices, hobbies, or guest accommodations. The finished basement expands your living area even further, featuring an additional living room and three more multi-functional rooms—perfect for a home gym, media room, or extra storage. Outside, the property truly shines with a detached workshop that is fully equipped with power, plumbing, heating, and air—making it ideal for projects, a home business, or additional workspace. If you’re looking for a home that combines quality craftsmanship, abundant space, and endless possibilities both inside and out, this one checks all the boxes!

Property details

Beds
3
Baths
3.5
SqFt
3,701
Lot
Year built
2005
Type
Single Family
Days on market
25
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,967/ month

Principal & interest
$4,180
Property tax (~1.05%)
$590
Homeowners insurance
$196
HOA dues

Down payment

$33,750 down · $641,250 financed

Income to qualify (28% rule)

~$212,913 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.