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John KurtzCharlotte · NC

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Burnsville · Burnsville, NC

200 River Ridge Drive

Burnsville, NC · 2,018 sqft

$415,000

  • 2Beds
  • 3Baths
  • 2,018SqFt
  • 1992Year
  • 9Days on market

About this home

Sweet mountain cottage with 2 bedrooms + bonus rooms, 3 full bathrooms, and loads of charm. Located just 4 miles from Main Street Burnsville/Town Square and a 30-40 minute drive to Weaverville/Asheville or area hiking like Sams Gap/the Appalachian Trail or Mt. Mitchell. Enjoy peace and quiet, mountain breezes, sunrises, sunsets, and starry nights from the deck that wraps completely around the main level and overlooks the beautifully landscaped, fenced, and private half acre lot with perennials, native plants, raised garden beds, and fire pit. Inside features a cozy living room/dining area with vaulted ceiling, updated kitchen, and spacious light-filled all season room, with additional rooms downstairs providing multiple spaces to live/work/play the way you like. Single car garage in basement with epoxy floor and workbench, plus parking at the front door level or additional spots in the driveway for guests or your camper/RV. Laundry closet on main level + laundry/utility room in lower level. Keep this gem all for yourself, or have the option of renting when you can tear yourself away; no short term restrictions if you are a part time/seasonal resident or investor looking for a special nightly vacation rental.

Property details

Beds
2
Baths
3
SqFt
2,018
Lot
Year built
1992
Type
Single Family
Days on market
9
Garage
1
Style
Cabin, Cottage
Heating
Ductless, Electric, Heat Pump, Propane, Other - See Remarks
Cooling
Ductless, Electric, Heat Pump
Foundation
Basement
Flooring
Tile, Vinyl, Wood
View
Long Range, Winter
HOA dues
$300 / yr

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,079/ month

Principal & interest
$2,570
Property tax (~1.05%)
$363
Homeowners insurance
$121
HOA dues
$25

Down payment

$20,750 down · $394,250 financed

Income to qualify (28% rule)

~$131,973 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.