Skip to content
John KurtzCharlotte · NC

View all 39 photos →

Nebo · Nebo, NC

2004 Fergusons Folly Drive

Nebo, NC · 1,646 sqft

$995,000

  • 3Beds
  • 2Baths
  • 1,646SqFt
  • 2017Year
  • 29Days on market

About this home

Rustic modern cottage in the 1780 subdivision on Lake James offering privacy, acreage, and premier community amenities. Situated on over 2.5 acres, this 3BR/2BA home blends warm wood accents with clean modern design. One level living and an open-concept layout make it ideal for gathering and entertaining.. Outdoor living shines with a covered pavilion featuring a fireplace, plus a separate fire pit area for evenings under the stars. Includes a deeded boat slip(H1 at Cornwallis docks) for easy lake access and a detached garage for additional storage, vehicles, or lake toys along with covered ATV parking. Conveniently located near Lake James State Park and Fonta Flora Brewery at Whippoorwill Farm with easy access to I-40. Property includes membership to Camp Lake James with access to pickleball courts, resort size pool, hot tub, and social hall with dining and events.Close to miles of trails for the outdoor enthusiast. Ideal as a full-time residence, vacation retreat, or investment opportunity(this property does NOT allow STR) in one of Lake James’ most sought-after communities. Lake days. Cozy nights by the fire. Space to breathe….

Property details

Beds
3
Baths
2
SqFt
1,646
Lot
Year built
2017
Type
Single Family
Days on market
29
Garage
2
Style
Cottage
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Bamboo, Tile
HOA dues
$2,900 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,564/ month

Principal & interest
$6,162
Property tax (~1.05%)
$870
Homeowners insurance
$290
HOA dues
$241

Down payment

$49,750 down · $945,250 financed

Income to qualify (28% rule)

~$324,207 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.