Nebo · Nebo, NC
2004 Fergusons Folly Drive
Nebo, NC · 1,646 sqft
$995,000
- 3Beds
- 2Baths
- 1,646SqFt
- 2017Year
- 29Days on market
About this home
Rustic modern cottage in the 1780 subdivision on Lake James offering privacy, acreage, and premier community amenities. Situated on over 2.5 acres, this 3BR/2BA home blends warm wood accents with clean modern design. One level living and an open-concept layout make it ideal for gathering and entertaining.. Outdoor living shines with a covered pavilion featuring a fireplace, plus a separate fire pit area for evenings under the stars. Includes a deeded boat slip(H1 at Cornwallis docks) for easy lake access and a detached garage for additional storage, vehicles, or lake toys along with covered ATV parking. Conveniently located near Lake James State Park and Fonta Flora Brewery at Whippoorwill Farm with easy access to I-40. Property includes membership to Camp Lake James with access to pickleball courts, resort size pool, hot tub, and social hall with dining and events.Close to miles of trails for the outdoor enthusiast. Ideal as a full-time residence, vacation retreat, or investment opportunity(this property does NOT allow STR) in one of Lake James’ most sought-after communities. Lake days. Cozy nights by the fire. Space to breathe….
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,646
- Lot
- —
- Year built
- 2017
- Type
- Single Family
- Days on market
- 29
- Garage
- 2
- Style
- Cottage
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Crawl Space
- Flooring
- Bamboo, Tile
- HOA dues
- $2,900 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$7,564/ month
- Principal & interest
- $6,162
- Property tax (~1.05%)
- $870
- Homeowners insurance
- $290
- HOA dues
- $241
Down payment
$49,750 down · $945,250 financed
Income to qualify (28% rule)
~$324,207 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.