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John KurtzCharlotte · NC

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Mill Spring · Mill Spring, NC

201 Hawk Ridge Drive

Mill Spring, NC · 1,732 sqft

$879,000

  • 3Beds
  • 2.5Baths
  • 1,732SqFt
  • 1998Year
  • 10Days on market

About this home

LAKE FRONT MOUNTAIN ESCAPE! Nestled in the heart of the picturesque Lake Adger Community this beautiful lake front home offers turnkey convenience for those seeking a vacation getaway or full-time residence. The home is built “lake house style” and features a great room with a vaulted ceiling and open floorplan, a floor to ceiling stone stacked fireplace, a screened porch, a wrap around porch and much more all situated to enjoy year round views of the lake. This property offers rare almost level access at both the house and the waterfront so that you can easily walk down just a few steps between the lake and the house or utilize the 2nd driveway that goes down to the lake so that you can conveniently take your gear down to your own private “lakeside” parking. Outdoor amenities include a large lakeside firepit, spacious hot tub with privacy fencing, a carport with walk-up storage room, a 2nd large RV carport, convenient RV hookups, beautiful stone pathways, a paddleboat, 6 kayaks, deeded access to an adjoining private boat ramp for convenience and your own private floating dock. If you are looking for a peaceful and comfortable home that is surrounded by nature, then this property is perfect for you. Located in a quiet and peaceful neighborhood that is perfect for those who want to escape the hustle and bustle of city life. Lake Adger has 14 miles of shoreline and 438 surface acres of water where you can enjoy motor boating, kayaking, fishing and swimming. The Lake Adger Community is a private planned community with 3250 +/- acres and includes 13 miles of private equestrian and hiking trails. Life is better at the lake!

Property details

Beds
3
Baths
2.5
SqFt
1,732
Lot
Year built
1998
Type
Single Family
Days on market
10
Style
Traditional
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Laminate, Vinyl
View
Water, Year Round
HOA dues
$1,300 / yr

Features

  • Kitchen Island
  • Open Floorplan
  • Storage
  • Other - See Remarks
  • Fire Pit
  • Dock - Floating
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,577/ month

Principal & interest
$5,443
Property tax (~1.05%)
$769
Homeowners insurance
$256
HOA dues
$108

Down payment

$43,950 down · $835,050 financed

Income to qualify (28% rule)

~$281,903 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.