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John KurtzCharlotte · NC

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Lake Lure · Lake Lure, NC

202 Boys Camp Road

Lake Lure, NC · 1,245 sqft

$549,000

  • 2Beds
  • 1Baths
  • 1,245SqFt
  • 1926Year
  • 3Days on market

About this home

Welcome to your ultimate mountain-lake escape in the heart of downtown Lake Lure! With two bedrooms and one bath on the main level, this enchanting cottage perfectly blends nostalgic cabin vibes with modern conveniences, offering an unbeatable location and an effortless, turnkey lifestyle. A deeded easement to the lake access with ownership of the dock provides the perfect launchpad for peaceful days spent kayaking or canoeing. The interior boasts a stone gas fireplace, modern appliances, LVP flooring and an enclosed patio perfect for all seasons. Low-maintenance exteriors and adorable curb appeal make this perfect for a second home retreat or rental property. Offered turn-key! The upper level is below 7 feet, so not included in square footage, but it has two bonus rooms and a living room. The upstairs bath was added later and unpermitted. The property includes two parcels; the lot behind the home is where the septic is located and is in a flood zone, but the house is not.

Property details

Beds
2
Baths
1
SqFt
1,245
Lot
Year built
1926
Type
Single Family
Days on market
3
Style
Cottage
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Permanent
Flooring
Vinyl
View
Mountain(s), Year Round

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,040/ month

Principal & interest
$3,400
Property tax (~1.05%)
$480
Homeowners insurance
$160
HOA dues

Down payment

$27,450 down · $521,550 financed

Income to qualify (28% rule)

~$173,169 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.