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John KurtzCharlotte · NC

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Statesville · Statesville, NC

202 S Oak Street

Statesville, NC · 2,454 sqft

$436,000

  • 3Beds
  • 2Baths
  • 2,454SqFt
  • 1919Year
  • 120x239x122x212Lot
  • 140Days on market

About this home

Step into the charm of 202 S Oak Street, a beautifully updated historic home resting on an impressive .62-acre property—two combined lots offering a yard significantly larger than a typical city lot. With a partially fenced backyard, there’s plenty of room to garden, play, entertain, or simply enjoy the extra privacy and space.

This 3-bed, 2-bath treasure blends timeless character with modern comfort, featuring 10-ft ceilings, picture molding on the main level, original hardwoods, and an elegant ventless gas fireplace that showcases the home’s original coal grate. 1490 heated semi-finished square feet in the basement!!

A completely renovated kitchen (2022) includes new cabinets, appliances, countertops, beadboard backsplash, and a hood vented to the outside. The dedicated dining room and spacious laundry room—updated with new water supply, drain, and electrical—add convenience and functionality. The fully conditioned basement (converted from the original cellar in 2022) features new windows, a concrete floor, and a new exterior door, offering excellent storage or future expansion potential.

The newly finished upstairs primary suite (2025) creates a serene retreat with two walk-in closets and a beautifully tiled walk-in shower with dual shower heads, all crafted to complement the home’s original trim. Additional upgrades include HVAC improvements with new furnace, AC, and ductwork (two units), PEX plumbing, all-Romex wiring, new light fixtures and fans throughout, and reglazed/re-hung original windows on both floors.

Exterior enhancements include gutter guards, two motion-sensor security lights with cameras, a Simplisafe system, a 30-amp RV connection, a connected utility room with exterior access, and a stunning 20×30 three-bay garage (2023) with 12-ft sides.

Historic charm meets modern living on a rare oversized city lot—offering space, character, and thoughtful upgrades throughout.

This home is on the National Historic Registry but it is not in the Statesville Historic District

Property details

Beds
3
Baths
2
SqFt
2,454
Lot
120x239x122x212
Year built
1919
Type
Single Family
Days on market
140
Garage
3
Style
Bungalow
Heating
Heat Pump
Cooling
Heat Pump, Multi Units
Foundation
Basement
Flooring
Tile, Wood

Features

  • Built-in Features
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,208/ month

Principal & interest
$2,700
Property tax (~1.05%)
$381
Homeowners insurance
$127
HOA dues

Down payment

$21,800 down · $414,200 financed

Income to qualify (28% rule)

~$137,526 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.