Shelby · Shelby, NC
2021 Dogwood Trail
Shelby, NC · 1,955 sqft
$495,000
Reduced from $510,000
- 3Beds
- 2.5Baths
- 1,955SqFt
- 2025Year
- 76Days on market
About this home
2021 Dogwood Trail | Shelby, NC
Welcome to this beautifully designed one-story home in the peaceful Moss Lake area of Shelby! Built for comfort and easy living, this home offers the perfect blend of modern finishes and laid-back lake lifestyle.
Featuring 3 bedrooms, 2.5 bathrooms, and an open-concept layout, everything you need is conveniently located on one level — no stairs, just effortless flow. The spacious living area is filled with natural light and opens seamlessly to the dining space and stylish kitchen, making it ideal for entertaining or everyday living.
The primary suite offers privacy and comfort with a well-appointed bath, while the additional bedrooms provide flexibility for guests, a home office, or hobbies.
Situated on a generous lot near Moss Lake, you’ll enjoy peaceful surroundings, outdoor space, and room to relax or host gatherings.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,955
- Lot
- —
- Year built
- 2025
- Type
- Single Family
- Days on market
- 76
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Electric
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,643/ month
- Principal & interest
- $3,065
- Property tax (~1.05%)
- $433
- Homeowners insurance
- $144
- HOA dues
- —
Down payment
$24,750 down · $470,250 financed
Income to qualify (28% rule)
~$156,136 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.