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John KurtzCharlotte · NC

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Shelby · Shelby, NC

203 Roxanna Court

Shelby, NC · 1,602 sqft

$254,990

Reduced from $294,990

  • 3Beds
  • 2.5Baths
  • 1,602SqFt
  • 2026Year
  • 97Days on market

About this home

USDA area - NO MONEY DOWN! In addition, builder is offering up to $10,000 for buyer to use towards closing cost if a preferred lender is used. Just a short drive from Charlotte or the NC mountains. Our vibrant community offers LOW HOA DUES. Your new home comes loaded with upgrades: 9" ceilings, LVP flooring, luxury tile, 36" staggered cabinets, and a modern kitchen with granite countertops, stainless steel appliances, and a subway tile backsplash. All bedrooms are great sizesUpstairs, find generously sized bedrooms and a convenient laundry room. Come see your future today! Our Builder offers quality craftsmanship, well-appointed designer elements and all of the features buyers expect in a custom-built residence at an affordable price.

Property details

Beds
3
Baths
2.5
SqFt
1,602
Lot
Year built
2026
Type
Single Family
Days on market
97
Garage
2
Style
Transitional
Heating
Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$450 / yr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,914/ month

Principal & interest
$1,579
Property tax (~1.05%)
$223
Homeowners insurance
$74
HOA dues
$37

Down payment

$12,749 down · $242,240 financed

Income to qualify (28% rule)

~$82,038 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.