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John KurtzCharlotte · NC

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Shelby · Shelby, NC

2034 New Prospect Church Road

Shelby, NC · 4,441 sqft

$709,000

Reduced from $789,000

  • 4Beds
  • 3Baths
  • 4,441SqFt
  • 1997Year
  • 93Days on market

About this home

Country living at its finest with valley views, but only 10 minutes from downtown Shelby! With just under 6 acres of land, a barn, multiple fenced pasture areas, this property is great for a hobby farm or someone just looking for privacy. The main level of the home features a split bedroom layout with separate HVAC systems for each side of the home. The main living area features a kitchen, breakfast area, living room, formal dining room, and office. Two covered patios off the main living area allow for long range views of the valley below, one screened, one open. The finished basement features a large recreation area, an additional office, a kitchenette, bedroom, and full bath. There are also two separate unfinished storage areas. To the right of the home is where the in ground pool is situated, also with valley views. The 36 x 60 barn also has 4 horse stalls and lots of additional storage. The home features a Generac propane generator and wood burning stove for any potential power outages. The basement is climate controlled by a mini-split system, while the main floor is heated and cooled by central air. This home is located 5 minutes from the Shelby bypass currently under construction, which will improve travel time to Charlotte in the near future. Listing agent has ownership interest in the property.

Property details

Beds
4
Baths
3
SqFt
4,441
Lot
Year built
1997
Type
Single Family
Days on market
93
Garage
2
Heating
Ductless, Electric, Heat Pump, Propane, Wood Stove
Cooling
Central Air, Ductless, Electric, Multi Units
Foundation
Basement
Flooring
Tile, Vinyl, Wood
View
Long Range

Features

  • Breakfast Bar
  • Central Vacuum
  • Entrance Foyer
  • Kitchen Island
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fence

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,218/ month

Principal & interest
$4,391
Property tax (~1.05%)
$620
Homeowners insurance
$206
HOA dues

Down payment

$35,450 down · $673,550 financed

Income to qualify (28% rule)

~$223,637 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.