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John KurtzCharlotte · NC

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Statesville · Statesville, NC

2039 Cline Street

Statesville, NC · 1,104 sqft

$230,000

  • 2Beds
  • 1Baths
  • 1,104SqFt
  • 1953Year
  • 1Days on market

About this home

Welcome to 2039 Cline St., a well-maintained home offering the perfect blend of character, functionality, and convenience. Ideally located near I-40 and I-77, this property provides easy access to Charlotte while being just minutes from historic downtown Statesville, known for its local shops, restaurants, and small-town charm. Inside, you’ll find an inviting open layout where the living room flows seamlessly into the dining area and kitchen. The kitchen offers abundant cabinet space, combining practicality with everyday comfort. Both bedrooms are generously sized, while the full bathroom features excellent storage. Adjacent to the kitchen, the laundry room can be tucked away behind closed doors for a clean, organized feel. The exterior-access basement provides exceptional storage space and houses the HVAC system, water heater, and sump pump — all meticulously maintained. Major updates include a roof replacement in 2023 for added peace of mind. An older backyard shed also provides excellent additional storage. Situated on a cleared, level lot just over 1/3 acre, the property features a fenced backyard with plenty of room to enjoy the outdoors, entertain, garden, or let pets play freely.

Property details

Beds
2
Baths
1
SqFt
1,104
Lot
Year built
1953
Type
Single Family
Days on market
1
Style
Ranch
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Tile, Wood

Features

  • Split Bedroom

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,692/ month

Principal & interest
$1,424
Property tax (~1.05%)
$201
Homeowners insurance
$67
HOA dues

Down payment

$11,500 down · $218,500 financed

Income to qualify (28% rule)

~$72,548 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.