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John KurtzCharlotte · NC

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Cherryville · Cherryville, NC

204 Black Rock School Road #12

Cherryville, NC · 1,591 sqft

$289,000

  • 4Beds
  • 2Baths
  • 1,591SqFt
  • 2005Year
  • 100 x 400Lot
  • 1Days on market

About this home

This spacious 4-bedroom, 2-bathroom home is located on 0.9 acres in Terrace Estates. The layout features an open area that combines the living room, dining area, and kitchen. The foyer entry provides open access to the upper level and leads to the lower area. The lower level is partially finished and includes the laundry area and the fourth bedroom. Additionally, the plumbing is roughed in for a potential third bathroom, though it is not yet completed. The 2-car garage is also situated on the lower level.

Property details

Beds
4
Baths
2
SqFt
1,591
Lot
100 x 400
Year built
2005
Type
Single Family
Days on market
1
Garage
2
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Slab
Flooring
Vinyl

Features

  • Entrance Foyer
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,127/ month

Principal & interest
$1,789
Property tax (~1.05%)
$252
Homeowners insurance
$84
HOA dues

Down payment

$14,450 down · $274,550 financed

Income to qualify (28% rule)

~$91,158 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.