Rutherfordton · Rutherfordton, NC
204 Fernwood Drive
Rutherfordton, NC · 1,980 sqft
$295,000
Reduced from $299,900
- 3Beds
- 2.5Baths
- 1,980SqFt
- 1959Year
- 49Days on market
About this home
Rare find in established Fernwood neighborhood just minutes from restaurants and shopping in historic downtown Rutherfordton. Perfect location to walk the quiet and peaceful neighborhood or ride bikes to downtown. Well built one story home with full basement and lots of new updates and entire house painted, . Move in ready ! The concrete circular drive gives easy access to front one level entrance . This home features low maintenance premier exterior Metal siding , a brand new architectural shingle 50 yr warranty roof, and luxury vinyl plank flooring. This home boasts an oversized Living Room and Dining room with a cozy fireplace surrounded by custom built in shelves. The three bedrooms are all on the main floor. The master bathroom has a walk in bathtub and brand new toilet and sink. The oversized kitchen features new counters and brand new stainless steel appliances including new range hood/fan. The home has a separate mud room and laundry room with new washer and dryer. Enjoy sitting in the spacious back den with windows overlooking established blooming trees and lots of birds. The private backyard has a possible firepit area and a walk out basement. The basement features a separate shower area in addition to toilet/sink as well as a vent for a woodstove and workshop bench. New electric panel. Septic clean and city water. Two storage buildings.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,980
- Lot
- —
- Year built
- 1959
- Type
- Single Family
- Days on market
- 49
- Heating
- Electric
- Cooling
- Electric
- Foundation
- Basement
- Flooring
- Vinyl
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,171/ month
- Principal & interest
- $1,827
- Property tax (~1.05%)
- $258
- Homeowners insurance
- $86
- HOA dues
- —
Down payment
$14,750 down · $280,250 financed
Income to qualify (28% rule)
~$93,051 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.