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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

204 Fernwood Drive

Rutherfordton, NC · 1,980 sqft

$295,000

Reduced from $299,900

  • 3Beds
  • 2.5Baths
  • 1,980SqFt
  • 1959Year
  • 49Days on market

About this home

Rare find in established Fernwood neighborhood just minutes from restaurants and shopping in historic downtown Rutherfordton. Perfect location to walk the quiet and peaceful neighborhood or ride bikes to downtown. Well built one story home with full basement and lots of new updates and entire house painted, . Move in ready ! The concrete circular drive gives easy access to front one level entrance . This home features low maintenance premier exterior Metal siding , a brand new architectural shingle 50 yr warranty roof, and luxury vinyl plank flooring. This home boasts an oversized Living Room and Dining room with a cozy fireplace surrounded by custom built in shelves. The three bedrooms are all on the main floor. The master bathroom has a walk in bathtub and brand new toilet and sink. The oversized kitchen features new counters and brand new stainless steel appliances including new range hood/fan. The home has a separate mud room and laundry room with new washer and dryer. Enjoy sitting in the spacious back den with windows overlooking established blooming trees and lots of birds. The private backyard has a possible firepit area and a walk out basement. The basement features a separate shower area in addition to toilet/sink as well as a vent for a woodstove and workshop bench. New electric panel. Septic clean and city water. Two storage buildings.

Property details

Beds
3
Baths
2.5
SqFt
1,980
Lot
Year built
1959
Type
Single Family
Days on market
49
Heating
Electric
Cooling
Electric
Foundation
Basement
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,171/ month

Principal & interest
$1,827
Property tax (~1.05%)
$258
Homeowners insurance
$86
HOA dues

Down payment

$14,750 down · $280,250 financed

Income to qualify (28% rule)

~$93,051 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.