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John KurtzCharlotte · NC

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East Flat Rock · East Flat Rock, NC

204 Oak Grove Road

East Flat Rock, NC · 1,107 sqft

$360,000

  • 3Beds
  • 1Baths
  • 1,107SqFt
  • 1960Year
  • 11Days on market

About this home

Completely move-in ready, this home is packed with meaningful upgrades and standout features. Gorgeous, newly uncovered and refinished hardwood floors bring warmth and character throughout, while major improvements — including a 2023 roof, gutters, HVAC system, hot water heater, dishwasher, and window coverings — provide true peace of mind. Step outside to your own private backyard retreat where mature trees and added privacy fencing create a serene setting to relax, entertain, garden, or simply enjoy the outdoors. The property also features a chicken coop, a dedicated dog lot, and plenty of usable outdoor space with room to make it your own. A spacious garage offers exceptional storage, workshop potential, and flexibility for hobbies or projects. Combining thoughtful updates, functional spaces, and inviting outdoor living, 204 Oak Grove is the kind of home buyers wait for. Perfectly positioned in the heart of sought-after East Flat Rock, 204 Oak Grove beautifully blends timeless charm, modern updates, and everyday comfort. From the moment you arrive, you’ll feel the warmth and welcoming character that make this property truly special. Sun-filled living spaces create an inviting atmosphere perfect for quiet mornings, lively gatherings, and everything in between. Sip coffee on the porch, host friends and family with ease, and enjoy the convenience of being just minutes from shopping, dining, schools, and all the best of Henderson County. Whether you’re searching for a full-time residence, mountain getaway, or the perfect place to put down roots, this home offers a rare combination of comfort, charm, and value.

Property details

Beds
3
Baths
1
SqFt
1,107
Lot
Year built
1960
Type
Single Family
Days on market
11
Garage
2
Style
Traditional
Heating
Electric, Heat Pump
Cooling
Attic Fan, Ceiling Fan(s), Electric, Heat Pump
Foundation
Basement
Flooring
Tile, Wood

Features

  • Attic Other
  • Breakfast Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,649/ month

Principal & interest
$2,229
Property tax (~1.05%)
$315
Homeowners insurance
$105
HOA dues

Down payment

$18,000 down · $342,000 financed

Income to qualify (28% rule)

~$113,553 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.