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John KurtzCharlotte · NC

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Mount Gilead · Mount Gilead, NC

204 Old Harbor Drive

Mount Gilead, NC · 2,139 sqft

$349,900

Reduced from $357,500

  • 3Beds
  • 2.5Baths
  • 2,139SqFt
  • 2021Year
  • 136Days on market

About this home

Set in Tillery Tradition, this home offers a relaxed, active lifestyle, an 18-hole golf course (Private membership required), clubhouse, restaurant, and pool (membership required), plus Lake Tillery and Lilly’s Bridge just minutes away for easy boating days. A welcoming covered front porch sets the tone as you step inside to an inviting open floor plan. The kitchen anchors the space with custom cabinetry, stainless steel appliances, and an impressive 12-ft quartz bar—perfect for gathering with family and friends. LVP flooring flows throughout the main living areas, while the fireplace creates a cozy spot for cool winter evenings. When the weather warms, the screened-in porch is ideal for enjoying the breeze, and the backyard fire pit creates a natural gathering place for evenings under the stars. The main-level, spacious primary bedroom features an ensuite with a double vanity, a large shower, and a walk-in closet. Owner added crown molding throughout most of main level as well as a stone type accent wall in the dining area and new pendant lighting in the kitchen. Upstairs, you’ll find 2 additional sizable bedrooms, a full bath, and an open loft-style bonus room, along with a large floored unfinished space ideal for storage or future expansion. Situated on a generous 0.4-acre lot, this home offers plenty of space to personalize and enjoy for years to come. Perfectly positioned near Lake Tillery, local vineyards, and the Uwharrie National Forest, and conveniently located about an hour east of Charlotte and two hours west of Raleigh—this is lifestyle living at its best.

Property details

Beds
3
Baths
2.5
SqFt
2,139
Lot
Year built
2021
Type
Single Family
Days on market
136
Garage
2
Style
Arts and Crafts
Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Slab
Flooring
Carpet
HOA dues
$300 / 6mo

Features

  • Attic Walk In
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,625/ month

Principal & interest
$2,167
Property tax (~1.05%)
$306
Homeowners insurance
$102
HOA dues
$50

Down payment

$17,495 down · $332,405 financed

Income to qualify (28% rule)

~$112,510 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.