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John KurtzCharlotte · NC

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Hickory · Hickory, NC

204 Shelby Street

Hickory, NC · 1,139 sqft

$149,500

  • 3Beds
  • 1Baths
  • 1,139SqFt
  • 1918Year
  • 1Days on market

About this home

Opportunity near Lake Rhodhiss with plenty of potential. This 3-bedroom, 1-bath bungalow offers one-level living with 1,139 square feet and a classic covered front porch that adds to the home’s welcoming feel. Inside, the layout is functional and straightforward, with laundry located in the kitchen and a spacious backyard offering room to enjoy the outdoors on approximately .61 acres. A rear covered porch provides additional outdoor space for relaxing or storage. Built in 1918, the home has seen updates over the years and is ready for its next chapter. This home is conveniently located near Lake Rhodhiss in the coveted Ray Childer's school district. This is an affordable opportunity for buyers looking to personalize a property, or for investors to grab a deal. Short sale subject to bank approval.

Property details

Beds
3
Baths
1
SqFt
1,139
Lot
Year built
1918
Type
Single Family
Days on market
1
Style
Bungalow
Heating
Electric
Cooling
Electric
Foundation
Crawl Space
Flooring
Linoleum, Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,100/ month

Principal & interest
$925
Property tax (~1.05%)
$130
Homeowners insurance
$43
HOA dues

Down payment

$7,475 down · $142,025 financed

Income to qualify (28% rule)

~$47,156 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.