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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

2040 Fernway Drive

Charlotte, NC · 2,137 sqft

$465,990

  • 4Beds
  • 2.5Baths
  • 2,137SqFt
  • 2026Year
  • 3Days on market

About this home

Welcome to Kelton, a community offering modern living in a convenient Huntersville location. Ideally situated near I-77, Kelton provides easy access to Uptown Charlotte, Lake Norman, and popular destinations like Birkdale Village and Northlake Mall. Outdoor enthusiasts will enjoy proximity to nearby parks and recreational areas such as Ramsey Creek Park, Jetton Park, and Holbrook Park, offering trails, waterfront views, and green spaces. With major commuter routes, shopping, dining, entertainment, and recreation all close by, Kelton makes everyday living both connected and enjoyable. The Geneva floorplan offers a thoughtfully designed layout that blends comfort and functionality for modern living. An owner’s suite on the main level provides privacy and convenience, while three additional bedrooms and an open loft upstairs create flexible space for entertaining, guests, or a home office. The main living area features an inviting open-concept design that connects the kitchen, dining area, and great room—ideal for entertaining or everyday life. A gas range option in the kitchen adds both style and performance for home cooking, making the Geneva a versatile and welcoming place to call home. Buyers may take advantage of closing cost assistance when using the preferred lender and personalize select finishes to reflect your style and preferences.

Property details

Beds
4
Baths
2.5
SqFt
2,137
Lot
Year built
2026
Type
Single Family
Days on market
3
Garage
2
Heating
Electric
Cooling
Electric, Multi Units
Foundation
Slab
HOA dues
$85 / mo

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,514/ month

Principal & interest
$2,886
Property tax (~1.05%)
$407
Homeowners insurance
$135
HOA dues
$85

Down payment

$23,299 down · $442,690 financed

Income to qualify (28% rule)

~$150,628 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.