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John KurtzCharlotte · NC

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Salisbury · Salisbury, NC

2040 Providence Church Road

Salisbury, NC · 1,151 sqft

$290,000

  • 2Beds
  • 2Baths
  • 1,151SqFt
  • 1991Year
  • 80Days on market

About this home

Charming 2-Bedroom Ranch Home in Salisbury, NC – Your Peaceful Retreat Awaits. Nestled on a spacious, flat 0.83-acre lot, this beautifully maintained single-story ranch offers comfort, privacy, and easy living. The fully fenced backyard provides room for pets, gardening, and outdoor enjoyment. Inside, find two generously sized bedrooms and two full baths. The updated kitchen features modern cabinets, sleek countertops, and contemporary appliances. The standout primary suite includes a huge bathroom and a professionally designed walk-in closet with custom built-in organizers. Step out to the expansive screened-in porch—spacious enough for a garden party yet peaceful for morning coffee. HVAC and water heater are less than 5 years old. An oversized garage offers ample storage and workspace. Located in welcoming Salisbury, this move-in ready home combines country peace with convenience. Perfect for first-time buyers, downsizers, or those seeking low-maintenance living with land. Priced to sell—schedule your private tour today!

Property details

Beds
2
Baths
2
SqFt
1,151
Lot
Year built
1991
Type
Single Family
Days on market
80
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,134/ month

Principal & interest
$1,796
Property tax (~1.05%)
$253
Homeowners insurance
$84
HOA dues

Down payment

$14,500 down · $275,500 financed

Income to qualify (28% rule)

~$91,473 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.