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John KurtzCharlotte · NC

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Indian Trail · Indian Trail, NC

2042 Mantle Ridge Drive

Indian Trail, NC · 2,162 sqft

$479,900

Reduced from $498,900

  • 4Beds
  • 3Baths
  • 2,162SqFt
  • 2026Year
  • per surveyLot
  • 43Days on market

About this home

This 1.5-story Stanley floorplan offers 4 bedrooms, 3 full baths, and more than 2,100 square feet of living space. The main floor features a beautiful kitchen with white cabinetry, quartz counters, tile backsplash, a stainless range hood, and stainless appliances, including a gas cooktop, wall oven & microwave. The primary suite is also on the main, and the bedroom features a tray ceiling while the bathroom has a luxury shower with bench seat and semi-frameless door. The main floor is completed with a family room with a gas fireplace, two additional bedrooms, a full bath with a 5-ft shower, laundry room with cabinets, mud room with drop zone, and breakfast area that leads out to the rear screened porch, paver patio, firepit & seating wall. The upper floor has a spacious loft, along with a bedroom and full bath with tub/shower combo. Community amenities include outdoor pool, clubhouse and cabana, nature trails, and game courts. This is an age-restricted community for 55 and older. Year-round lawn maintenance included!

Property details

Beds
4
Baths
3
SqFt
2,162
Lot
per survey
Year built
2026
Type
Single Family
Days on market
43
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$250 / mo

Features

  • Cable Prewire
  • Drop Zone
  • Entrance Foyer
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,742/ month

Principal & interest
$2,972
Property tax (~0.95%)
$379
Homeowners insurance
$139
HOA dues
$250

Down payment

$23,995 down · $455,905 financed

Income to qualify (28% rule)

~$160,373 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.