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John KurtzCharlotte · NC

Locust · Locust, NC

20420 Ridgecrest Road

Locust, NC · 1,879 sqft

$649,000

Reduced from $650,000

  • 3Beds
  • 2Baths
  • 1,879SqFt
  • 2025Year
  • 160Days on market

About this home

PROPOSED NEW BUILD. Sitting on 3.97 acres in the country is what you've been waiting for! This home plan features 3 bedrooms & 2 bathrooms with a front entry two-car garage. The front entry leads directly into the great room, which grants immediate views of the kitchen and dining area. This open floor concept interior promotes a warming fireplace, chef’s kitchen complete with a center island, breakfast bar, pantry, and dining area. The master suite delivers sufficient space, a master bathroom with linen space, and a separate shower and tub, with his and her closets. Wonderful outdoor living spaces with a covered front porch and back patio. The exterior showcases vinyl siding while the garage breaks up the design with a Diagonal barn-like door. Make this your new Home TODAY!!!

Property details

Beds
3
Baths
2
SqFt
1,879
Lot
Year built
2025
Type
Single Family
Days on market
160
Garage
2
Style
Farmhouse
Heating
Central, Electric, Heat Pump
Cooling
Central Air, Electric, Heat Pump
Foundation
Crawl Space
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,776/ month

Principal & interest
$4,019
Property tax (~1.05%)
$567
Homeowners insurance
$189
HOA dues

Down payment

$32,450 down · $616,550 financed

Income to qualify (28% rule)

~$204,711 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.