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John KurtzCharlotte · NC

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Shelby · Shelby, NC

205 S Thompson Street

Shelby, NC · 2,674 sqft

$315,000

  • 5Beds
  • 2Baths
  • 2,674SqFt
  • 1943Year
  • 75x198x75x197Lot
  • 15Days on market

About this home

Full of character and charm, this spacious 5-bedroom home offers over 2,500 square feet and is ideally located within walking distance to downtown Shelby. Built in 1943, this home blends timeless details with functional living space throughout.

Step inside to find original hardwood floors, an adorable sitting room/library, and multiple living areas including a formal dining room and flexible bonus space upstairs. The kitchen connects to a butler’s pantry, adding both charm and practicality.

With two fireplaces, generous room sizes, and abundant storage throughout, this home lives larger than expected. Outside, enjoy a fenced backyard, detached garage, and additional storage space. More fun in the backyard includes a functional chicken coop and play yard, fruits trees and berry bushes!

Situated on a .34-acre lot, this property offers space, character, and convenience all in one.

Stand out features: 2011-whole house replumbed 2013-energy efficient Lennox heating and air, plus new ductwork 2022-new deck 2024-new refrigerator (included in home purchase) 2025-new roof

Property details

Beds
5
Baths
2
SqFt
2,674
Lot
75x198x75x197
Year built
1943
Type
Single Family
Days on market
15
Garage
1
Style
Traditional
Heating
Electric, Heat Pump
Cooling
Ceiling Fan(s), Electric, Heat Pump
Foundation
Crawl Space
Flooring
Tile, Wood

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,318/ month

Principal & interest
$1,950
Property tax (~1.05%)
$275
Homeowners insurance
$91
HOA dues

Down payment

$15,750 down · $299,250 financed

Income to qualify (28% rule)

~$99,360 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.