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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

2051 Fernway Drive

Charlotte, NC · 2,464 sqft

$449,990

Reduced from $454,990

  • 4Beds
  • 2.5Baths
  • 2,464SqFt
  • 2026Year
  • 45Days on market

About this home

Welcome to the Columbia—where comfort meets charm and every day feels like home! This spacious, to-be-built beauty offers flexible living inside I-485, just minutes from I-77, schools, and Riverbend Village. The open-concept layout connects the heart-of-the-home kitchen—featuring quartz countertops, 42" cabinets, and stainless-steel appliances—to the cozy family room, perfect for movie nights or weekend brunches. Personalize your space with a wall oven for the baker in you, extra windows for sunshine lovers, or a fireplace for those chilly evenings. Need versatility? The flex space is ideal for a home office, meditation room, or creative studio. Upstairs, the owner’s suite is a true retreat with dual walk-in closets and a spa-inspired bath. Convert the 4th bedroom into a loft for play, study, or relaxation. Enjoy coffee on your extended front porch or unwind on the optional rear porch. Smart energy-efficient features, a builder warranty, and future community amenities like a pocket park and gathering space make this more than a home—it’s a lifestyle waiting to be lived! Primary residence or investment opportunity. Photos for illustration purposes.

Property details

Beds
4
Baths
2.5
SqFt
2,464
Lot
Year built
2026
Type
Single Family
Days on market
45
Garage
2
Style
Transitional
Heating
Natural Gas
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$85 / mo

Features

  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,396/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues
$85

Down payment

$22,499 down · $427,490 financed

Income to qualify (28% rule)

~$145,581 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.