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John KurtzCharlotte · NC

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York · York, SC

2051 Sutton Spring Road

York, SC · 1,792 sqft

$265,000

  • 2Beds
  • 2Baths
  • 1,792SqFt
  • 2001Year
  • 5Days on market

About this home

This is a one-of-a-kind house! Built in 2001 out of Eco-blocks, the walls are 8" thick with 2" of Styrofoam on each side. The floor of the basement as well as the intermediate floor and ceiling are also of concrete construction and is sided with vinyl brick siding. The roof and wrap-around front porch are stick-built construction with asphalt shingles. There are two bedrooms on the main level with one full bath, great room and kitchen. The unfinished basement is a blank canvas waiting for your special touch! The laundry area is in the basement as well as a second full bath. While there are two bedrooms, the septic system, installed in 1999, is for a three-bedroom house (see permit in associated docs.) The seller has never lived in the house, and the property disclosure is to the best of her knowledge. There is also a 28x40 metal workshop complete with electricity for all your hobby needs and almost two acres for your enjoyment.

This house is being sold AS IS. One of our lenders has sent this house information to one of their underwriters and has been told that they would have no issue whatsoever underwriting this home, subject to credit approval. Also, should qualify for a 203(k) FHA loan to finish up that basement.

Property details

Beds
2
Baths
2
SqFt
1,792
Lot
Year built
2001
Type
Single Family
Days on market
5
Heating
Baseboard
Cooling
Window Unit(s)
Foundation
Basement
Flooring
Tile

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,950/ month

Principal & interest
$1,641
Property tax (~1.05%)
$231
Homeowners insurance
$77
HOA dues

Down payment

$13,250 down · $251,750 financed

Income to qualify (28% rule)

~$83,588 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.