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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

2056 Fernway Drive

Charlotte, NC · 2,149 sqft

$446,990

  • 3Beds
  • 2.5Baths
  • 2,149SqFt
  • 2026Year
  • 110Days on market

About this home

Welcome to the Ballenger — a spacious, flexible home designed to fit your lifestyle. Choose from beautiful exteriors with covered entries and personalize your interior with options like a flex room for office, studying, or relaxing. The open-concept family room flows into a kitchen with quartz countertops and stainless-steel appliances. Want to elevate your cooking space? Add a wall oven for the baker in you. Add extra windows or a covered porch to enjoy sunny days, or a fireplace for cozy nights. A coat closet and family entry on the main level add everyday convenience. Upstairs features three large bedrooms, including an owner’s suite with two walk-in closets and a spa-like bath featuring dual vanities and a framed shower door. A linen closet and second-floor laundry add everyday ease. Need flexibility? Fourth bedroom has been converted to a loft — perfect for a playroom, homework zone, or creative space. Located in a peaceful, well-planned community just minutes from I-485, I-77, and local schools, this home offers more than just a place to live — it’s a lifestyle. Enjoy shopping nearby and dining at Riverbend Village, Super Target, and Lowe’s, or explore the natural beauty of Mountain Island Lake. A pocket park and gathering space — ideal for making memories and connecting with neighbors. To be built. Primary residence or investment opportunity. Photos for illustrative purposes only. Price is for cash purchase.

Property details

Beds
3
Baths
2.5
SqFt
2,149
Lot
Year built
2026
Type
Single Family
Days on market
110
Garage
2
Style
Transitional
Heating
Natural Gas
Cooling
Electric
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$85 / mo

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,374/ month

Principal & interest
$2,768
Property tax (~1.05%)
$391
Homeowners insurance
$130
HOA dues
$85

Down payment

$22,349 down · $424,640 financed

Income to qualify (28% rule)

~$144,635 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.