Charlotte · Charlotte, NC
2056 Fernway Drive
Charlotte, NC · 2,149 sqft
$446,990
- 3Beds
- 2.5Baths
- 2,149SqFt
- 2026Year
- 110Days on market
About this home
Welcome to the Ballenger — a spacious, flexible home designed to fit your lifestyle. Choose from beautiful exteriors with covered entries and personalize your interior with options like a flex room for office, studying, or relaxing. The open-concept family room flows into a kitchen with quartz countertops and stainless-steel appliances. Want to elevate your cooking space? Add a wall oven for the baker in you. Add extra windows or a covered porch to enjoy sunny days, or a fireplace for cozy nights. A coat closet and family entry on the main level add everyday convenience. Upstairs features three large bedrooms, including an owner’s suite with two walk-in closets and a spa-like bath featuring dual vanities and a framed shower door. A linen closet and second-floor laundry add everyday ease. Need flexibility? Fourth bedroom has been converted to a loft — perfect for a playroom, homework zone, or creative space. Located in a peaceful, well-planned community just minutes from I-485, I-77, and local schools, this home offers more than just a place to live — it’s a lifestyle. Enjoy shopping nearby and dining at Riverbend Village, Super Target, and Lowe’s, or explore the natural beauty of Mountain Island Lake. A pocket park and gathering space — ideal for making memories and connecting with neighbors. To be built. Primary residence or investment opportunity. Photos for illustrative purposes only. Price is for cash purchase.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,149
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 110
- Garage
- 2
- Style
- Transitional
- Heating
- Natural Gas
- Cooling
- Electric
- Foundation
- Slab
- Flooring
- Carpet, Vinyl
- HOA dues
- $85 / mo
Features
- Attic Stairs Pulldown
- Cable Prewire
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Storage
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,374/ month
- Principal & interest
- $2,768
- Property tax (~1.05%)
- $391
- Homeowners insurance
- $130
- HOA dues
- $85
Down payment
$22,349 down · $424,640 financed
Income to qualify (28% rule)
~$144,635 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


