Locust · Locust, NC
206 Montclair Drive
Locust, NC · 2,545 sqft
$575,000
Reduced from $685,000
- 5Beds
- 4Baths
- 2,545SqFt
- 2017Year
- 236Days on market
About this home
This 5-bedroom, 4-bathroom home offers 2,949 square feet of heated living space on a 0.41-acre corner lot in Locust, NC. No HOA and no restrictions. The open floor plan features a kitchen with quartz countertops, a large island, stainless steel appliances, and a walk-in pantry. The main-level primary suite includes high ceilings, an ensuite bath, and a walk-in closet. Two additional bedrooms on the main level share a full updated bathroom. Upstairs, a second primary suite offers a full bath, walk-in closet, and a flexible sitting area suitable for use as a bonus room or additional living space. A detached second living quarters is connected to the property and includes a separate bedroom, full bathroom, living room, and kitchenette — suitable for guests, extended family, or as additional living space. Buyer to verify permitted uses with Stanly County. The backyard is fully fenced and includes an in-ground saltwater pool, a gazebo, and a fire pit area. The driveway is oversized with dedicated RV parking on the side of the property. Located minutes from shopping and dining in Locust and approximately 12 miles from I-485.
Property details
- Beds
- 5
- Baths
- 4
- SqFt
- 2,545
- Lot
- —
- Year built
- 2017
- Type
- Single Family
- Days on market
- 236
- Heating
- Electric
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Vinyl
Features
- Kitchen Island
- Open Floorplan
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,231/ month
- Principal & interest
- $3,561
- Property tax (~1.05%)
- $503
- Homeowners insurance
- $167
- HOA dues
- —
Down payment
$28,750 down · $546,250 financed
Income to qualify (28% rule)
~$181,370 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.