Skip to content
John KurtzCharlotte · NC

View all 40 photos →

Locust · Locust, NC

206 Montclair Drive

Locust, NC · 2,545 sqft

$575,000

Reduced from $685,000

  • 5Beds
  • 4Baths
  • 2,545SqFt
  • 2017Year
  • 236Days on market

About this home

This 5-bedroom, 4-bathroom home offers 2,949 square feet of heated living space on a 0.41-acre corner lot in Locust, NC. No HOA and no restrictions. The open floor plan features a kitchen with quartz countertops, a large island, stainless steel appliances, and a walk-in pantry. The main-level primary suite includes high ceilings, an ensuite bath, and a walk-in closet. Two additional bedrooms on the main level share a full updated bathroom. Upstairs, a second primary suite offers a full bath, walk-in closet, and a flexible sitting area suitable for use as a bonus room or additional living space. A detached second living quarters is connected to the property and includes a separate bedroom, full bathroom, living room, and kitchenette — suitable for guests, extended family, or as additional living space. Buyer to verify permitted uses with Stanly County. The backyard is fully fenced and includes an in-ground saltwater pool, a gazebo, and a fire pit area. The driveway is oversized with dedicated RV parking on the side of the property. Located minutes from shopping and dining in Locust and approximately 12 miles from I-485.

Property details

Beds
5
Baths
4
SqFt
2,545
Lot
Year built
2017
Type
Single Family
Days on market
236
Heating
Electric
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Kitchen Island
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,231/ month

Principal & interest
$3,561
Property tax (~1.05%)
$503
Homeowners insurance
$167
HOA dues

Down payment

$28,750 down · $546,250 financed

Income to qualify (28% rule)

~$181,370 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.