Denver · Denver, NC
2078 Rock Springs Circle
Denver, NC · 2,396 sqft
$399,900
- 3Beds
- 3Baths
- 2,396SqFt
- 1980Year
- 101x191x99x197Lot
- 1Days on market
About this home
Nestled in a quiet, established neighborhood near Lake Norman, this charming ranch style home offers a blend of peaceful living and functional space-perfectly suited for lake lovers. The main level presents a warm welcoming living & dining room area with gas fireplace, generous kitchen featuring ample pantry, quartz countertops and a designated laundry area. A kitchen window over the sink is a great space for growing culinary herbs. The primary bedroom with en-suite has walk-in closet. In addition to the second bedroom and full bath, a sun room opens to the deck adding to the main level living space. A partially finished basement, with it's own entrance to the outside, features a comfortable retreat with sitting room, an additional bedroom & full bath, as well as a great functional office and additional useful storage space. The single car basement garage boasts an expansive workshop area for hobbies, storage or projects. From the main floor step outside onto a tiered deck overlooking a lush, private backyard framed by a serene wooded area. Mature fig, blueberry, strawberry, & raspberry plantings, as well as pomegranates, peaches and grapes, give way to a seasonal harvest. An inviting fire pit sets the stage for cozy evenings. A storage shed offers added convenience for tools or additional creative space. The lavish foliage is a beautiful backdrop to this freshly painted house (2026). Positioned on a tranquil cul-de-sac street makes this property a place to call HOME.
Property details
- Beds
- 3
- Baths
- 3
- SqFt
- 2,396
- Lot
- 101x191x99x197
- Year built
- 1980
- Type
- Single Family
- Days on market
- 1
- Garage
- 1
- Style
- Bungalow
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Laminate, Tile, Vinyl
Features
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,943/ month
- Principal & interest
- $2,476
- Property tax (~1.05%)
- $349
- Homeowners insurance
- $116
- HOA dues
- —
Down payment
$19,995 down · $379,905 financed
Income to qualify (28% rule)
~$126,139 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


