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John KurtzCharlotte · NC

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Denver · Denver, NC

2078 Rock Springs Circle

Denver, NC · 2,396 sqft

$399,900

  • 3Beds
  • 3Baths
  • 2,396SqFt
  • 1980Year
  • 101x191x99x197Lot
  • 1Days on market

About this home

Nestled in a quiet, established neighborhood near Lake Norman, this charming ranch style home offers a blend of peaceful living and functional space-perfectly suited for lake lovers. The main level presents a warm welcoming living & dining room area with gas fireplace, generous kitchen featuring ample pantry, quartz countertops and a designated laundry area. A kitchen window over the sink is a great space for growing culinary herbs. The primary bedroom with en-suite has walk-in closet. In addition to the second bedroom and full bath, a sun room opens to the deck adding to the main level living space. A partially finished basement, with it's own entrance to the outside, features a comfortable retreat with sitting room, an additional bedroom & full bath, as well as a great functional office and additional useful storage space. The single car basement garage boasts an expansive workshop area for hobbies, storage or projects. From the main floor step outside onto a tiered deck overlooking a lush, private backyard framed by a serene wooded area. Mature fig, blueberry, strawberry, & raspberry plantings, as well as pomegranates, peaches and grapes, give way to a seasonal harvest. An inviting fire pit sets the stage for cozy evenings. A storage shed offers added convenience for tools or additional creative space. The lavish foliage is a beautiful backdrop to this freshly painted house (2026). Positioned on a tranquil cul-de-sac street makes this property a place to call HOME.

Property details

Beds
3
Baths
3
SqFt
2,396
Lot
101x191x99x197
Year built
1980
Type
Single Family
Days on market
1
Garage
1
Style
Bungalow
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Laminate, Tile, Vinyl

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,943/ month

Principal & interest
$2,476
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues

Down payment

$19,995 down · $379,905 financed

Income to qualify (28% rule)

~$126,139 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.