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John KurtzCharlotte · NC

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Shelby · Shelby, NC

208 Oak Drive

Shelby, NC · 1,232 sqft

$207,999

Reduced from $230,000

  • 3Beds
  • 2Baths
  • 1,232SqFt
  • 1992Year
  • 28Days on market

About this home

The perfect home if you're looking to be close to Highway 74 or Shelby! This gorgeous home is nestled on a perfectly clear one acre lot with room for animals, a garden or any other outdoor activity. This three bedroom and two bathroom home features gleaming hardwood floors and a spacious kitchen with beautiful solid oak cabinetry with pull-out shelves for convenience. The split bedroom plan offers privacy for families. A large 1320 square feet concrete building is adjacent and could be used for a business or storage organization.

Property details

Beds
3
Baths
2
SqFt
1,232
Lot
Year built
1992
Type
Single Family
Days on market
28
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,530/ month

Principal & interest
$1,288
Property tax (~1.05%)
$182
Homeowners insurance
$60
HOA dues

Down payment

$10,399 down · $197,599 financed

Income to qualify (28% rule)

~$65,608 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.