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John KurtzCharlotte · NC

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Marvin · Marvin, NC

2080 Garden Terrace Circle

Marvin, NC · 2,917 sqft

$838,900

  • 4Beds
  • 3Baths
  • 2,917SqFt
  • 2023Year
  • 133x111x132x57Lot

About this home

Rare opportunity to own a home in Cottages at Marvin Gardens, an intimate 25-home 55+ active adult community tucked beside Marvin Gardens and ideally located near the Union and Mecklenburg County line. Lawn care and common area maintenance are included, making it easy to enjoy a low-maintenance lifestyle without sacrificing space or comfort. Designed for both everyday living and entertaining, this 4-bedroom, 3-bath home offers a flexible floorplan with two bedrooms on the main level and two upstairs. The open-concept layout features 10-foot ceilings, abundant natural light, SPC plank flooring throughout much of the main level, and plantation shutters on many windows. The kitchen is the heart of the home, featuring quartz countertops, gas cooking, a tiled backsplash, ceiling-height cabinetry, a large island, and an oversized butler's pantry with additional cabinetry and workspace. The adjoining family room is anchored by a gas fireplace with wood mantel, built-ins, window seats, and large picture windows overlooking trees and common area. The main-level primary suite offers a peaceful retreat with wooded views, a custom walk-in closet, and an en suite bath featuring dual vanities, linen storage, and an oversized tiled shower with frameless glass enclosure and built-in seat. A spacious laundry room with tile flooring, granite counters, cabinetry, and a utility sink adds everyday convenience. Hardwood stairs lead to a large loft, two additional bedrooms with walk-in closets, and a shared Jack-and-Jill bath with a deep soaking tub, tile surround, and additional linen storage. Two attic spaces, including a walk-in attic, provide storage rarely found in homes of this style. Outdoor living is equally impressive with a welcoming wraparound front porch, screened rear porch, expansive paver terrace with gas firepit, fully fenced backyard, and irrigation system. Adding to the sense of privacy and space, the property borders common area at the front, side, and rear. Just a short sidewalk stroll to Publix, restaurants, and everyday conveniences, this home combines spacious, thoughtfully upgraded interiors with the easy lifestyle of one of the area's most desirable active adult communities.

Property details

Beds
4
Baths
3
SqFt
2,917
Lot
133x111x132x57
Year built
2023
Type
Single Family
Garage
2
Style
Arts and Crafts, Bungalow, Cottage
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Hardwood, Tile, Other - See Remarks
HOA dues
$250 / mo

Features

  • Attic Stairs Pulldown
  • Attic Walk In
  • Breakfast Bar
  • Built-in Features
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Other - See Remarks
  • Fire Pit
  • In-Ground Irrigation
  • Lawn Maintenance
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,424/ month

Principal & interest
$5,195
Property tax (~1.05%)
$734
Homeowners insurance
$244
HOA dues
$250

Down payment

$41,945 down · $796,955 financed

Income to qualify (28% rule)

~$275,325 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.