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John KurtzCharlotte · NC

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Arden · Arden, NC

21 Craftsman Overlook Ridge

Arden, NC · 2,896 sqft

$888,000

Reduced from $898,000

  • 4Beds
  • 3Baths
  • 2,896SqFt
  • 2024Year
  • PlatLot
  • 1136Days on market

About this home

Community Model Home, MOVE IN READY, This newly constructed Craftsman home offers low-maintenance living in a gated mountain community, just minutes from the Historic Biltmore Estate and Biltmore Park. Main-level living features, owners suite, guest bedroom or den/office, laundry, kitchen and great room, vaulted ceilings, hardwood floors, quartz countertops, and a gas fireplace. Energy-efficient upgrades include multi-zone HVAC and a tankless water heater. The lower level adds a rec room, bedrooms, and full bath. Enjoy two decks with wooded views. HOA-provided lawn care, clubhouse, pool, fitness center, and walking trails make life easy. With city utilities, county-only taxes, and timeless finishes, this home blends convenience with privacy. Home was listed in the MLS well before Construction actually began. Also, Listed for rent MLS #4319513

Property details

Beds
4
Baths
3
SqFt
2,896
Lot
Plat
Year built
2024
Type
Single Family
Days on market
1136
Garage
2
Style
Arts and Crafts
Heating
Forced Air, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Electric, Zoned
Foundation
Basement, Other - See Remarks
Flooring
Carpet, Hardwood, Tile
HOA dues
$195 / mo

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,730/ month

Principal & interest
$5,499
Property tax (~1.05%)
$777
Homeowners insurance
$259
HOA dues
$195

Down payment

$44,400 down · $843,600 financed

Income to qualify (28% rule)

~$288,456 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.