Mill Spring · Mill Spring, NC
2101 Harm Creek Loop
Mill Spring, NC · 3,198 sqft
$2,235,000
Reduced from $2,346,570
- 3Beds
- 3.5Baths
- 3,198SqFt
- 2025Year
- 525Days on market
About this home
Nestled on a beautiful double lot, this exceptional land/home package offers an unparalleled living experience, combining luxurious design with panoramic long-range mountain views and vistas of the renowned Bright's Creek Golf Course. Set within the exclusive Bright's Creek Golf & Equestrian community, this home is the epitome of mountain elegance and modern comfort. The open-concept floor plan is perfect for both everyday living and entertaining, featuring soaring vaulted ceilings that create a sense of spaciousness throughout. The main floor is highlighted by a luxurious primary suite, offering privacy and convenience with direct access to the home’s living spaces. The lower level offers versatile living space, including a den and two ensuites. For even more potential, the room above the garage can be finished to suit your needs as an additional bedroom, office, or entertainment space. Located within the prestigious Bright's Creek development, known for its exceptional golf.
Property details
- Beds
- 3
- Baths
- 3.5
- SqFt
- 3,198
- Lot
- —
- Year built
- 2025
- Type
- Single Family
- Days on market
- 525
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Basement
- Flooring
- Tile, Wood
- View
- Long Range, Mountain(s), Year Round
- HOA dues
- $657 / qtr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$16,668/ month
- Principal & interest
- $13,842
- Property tax (~1.05%)
- $1,955
- Homeowners insurance
- $651
- HOA dues
- $219
Down payment
$111,750 down · $2,123,250 financed
Income to qualify (28% rule)
~$714,364 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.