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John KurtzCharlotte · NC

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Mill Spring · Mill Spring, NC

2101 Harm Creek Loop

Mill Spring, NC · 3,198 sqft

$2,235,000

Reduced from $2,346,570

  • 3Beds
  • 3.5Baths
  • 3,198SqFt
  • 2025Year
  • 525Days on market

About this home

Nestled on a beautiful double lot, this exceptional land/home package offers an unparalleled living experience, combining luxurious design with panoramic long-range mountain views and vistas of the renowned Bright's Creek Golf Course. Set within the exclusive Bright's Creek Golf & Equestrian community, this home is the epitome of mountain elegance and modern comfort. The open-concept floor plan is perfect for both everyday living and entertaining, featuring soaring vaulted ceilings that create a sense of spaciousness throughout. The main floor is highlighted by a luxurious primary suite, offering privacy and convenience with direct access to the home’s living spaces. The lower level offers versatile living space, including a den and two ensuites. For even more potential, the room above the garage can be finished to suit your needs as an additional bedroom, office, or entertainment space. Located within the prestigious Bright's Creek development, known for its exceptional golf.

Property details

Beds
3
Baths
3.5
SqFt
3,198
Lot
Year built
2025
Type
Single Family
Days on market
525
Garage
2
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Tile, Wood
View
Long Range, Mountain(s), Year Round
HOA dues
$657 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$16,668/ month

Principal & interest
$13,842
Property tax (~1.05%)
$1,955
Homeowners insurance
$651
HOA dues
$219

Down payment

$111,750 down · $2,123,250 financed

Income to qualify (28% rule)

~$714,364 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.