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John KurtzCharlotte · NC

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Fort Mill · Fort Mill, SC

2103 Midnight Blue Lane

Fort Mill, SC · 1,541 sqft

$305,000

Reduced from $315,000

  • 3Beds
  • 2.5Baths
  • 1,541SqFt
  • 2004Year
  • 39Days on market

About this home

Welcome to highly sought-after Waterstone Townhomes in the heart of Fort Mill! This beautifully maintained end-unit 3-bedroom, 2.5-bath townhome offers the perfect combination of space, natural light, and privacy—everything buyers love about an end-unit location. Step inside to a bright and welcoming main level featuring an open living and dining area with durable LVP flooring and a stylish kitchen complete with granite countertops, stainless steel appliances, tile flooring, and ample cabinet space. The layout flows effortlessly for everyday living and entertaining, and the convenient main-level half bath is perfect for guests. Upstairs, retreat to the spacious primary suite with vaulted ceilings, creating an airy, relaxing feel, along with a generous en-suite bath and walk-in closet. Two additional bedrooms share a full hall bath, offering flexibility for guests, family, or a home office. A one-car garage provides added storage and convenience, while the private patio out back is ideal for relaxing or hosting friends. Enjoy neighborhood amenities including a clubhouse, outdoor pool, dog park, playground, and walking trails—all located within award-winning Fort Mill schools and just minutes from shopping, dining, and major commuter routes. Things included or replaced recently Water Heater 2024, Refrigerator 2024, and Roof 2016. Seller has taken great care of this home. The HVAC is serviced twice yearly. Seller is offering a home warranty up to $600 to cover everything in the home at buyer's choice.

Property details

Beds
3
Baths
2.5
SqFt
1,541
Lot
Year built
2004
Type
Townhome
Days on market
39
Garage
1
Heating
Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$104 / mo

Features

  • Garden Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,348/ month

Principal & interest
$1,888
Property tax (~1.05%)
$266
Homeowners insurance
$88
HOA dues
$104

Down payment

$15,250 down · $289,750 financed

Income to qualify (28% rule)

~$100,662 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.