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John KurtzCharlotte · NC

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Monroe · Monroe, NC

2109 Timber Ridge Road

Monroe, NC · 2,140 sqft

$418,000

Reduced from $425,000

  • 4Beds
  • 2.5Baths
  • 2,140SqFt
  • 2022Year
  • 14Days on market

About this home

Welcome home to this beautifully maintained newer construction home situated on a spacious half-acre corner lot with no HOA! Conveniently located close to town, schools, shopping, dining, and entertainment, this two-story home offers the perfect blend of comfort, style, and functionality.

Step inside to a welcoming entryway featuring a convenient half bath and soaring ceilings that open into the spacious living room. The open-concept layout flows seamlessly into the kitchen, complete with a large granite island featuring an overhang perfect for bar stools, ample cabinetry, and a walk-in corner pantry — ideal for everyday living and entertaining alike.

Upstairs, you’ll find all four generously sized bedrooms along with a conveniently located laundry room. The spacious primary suite features elegant tray ceilings and a relaxing ensuite bathroom complete with a garden tub, stand-up shower, and dual vanity with his-and-her sinks. The secondary upstairs bathroom also offers double sinks, providing added convenience for family and guests. The additional bedrooms offer plenty of space for family, guests, or a home office setup.

Enjoy peaceful mornings on the covered front porch with plenty of room for rocking chairs, or unwind out back in the fenced-in backyard featuring a wooden back porch ideal for relaxing evenings, grilling, or enjoying the above-ground pool during warm summer days. Additional features include a paved driveway and attached two-car garage, offering plenty of parking and storage space. With its corner lot location and thoughtful layout throughout, this home truly has it all!

Property details

Beds
4
Baths
2.5
SqFt
2,140
Lot
Year built
2022
Type
Single Family
Days on market
14
Garage
2
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Slab

Features

  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,076/ month

Principal & interest
$2,588
Property tax (~1.05%)
$365
Homeowners insurance
$121
HOA dues

Down payment

$20,900 down · $397,100 financed

Income to qualify (28% rule)

~$131,848 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.