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John KurtzCharlotte · NC

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Lake Lure · Lake Lure, NC

212 Ridgeway Road

Lake Lure, NC · 2,064 sqft

$549,000

Reduced from $599,000

  • 3Beds
  • 3Baths
  • 2,064SqFt
  • 1988Year
  • 132Days on market

About this home

Turn-key Rumbling Bald Mountain Retreat. Three bedrooms on the main level and a private guest area on the lower level. Successfully operated as a short-term vacation rental. Located behind the gates at Rumbling Bald on Lake Lure, this home is perfectly situated to give you and your guests ample privacy, close to the amenities, beach, restaurants and 2 championship golf courses. Interior is open and spacious with skylights to maximize that Carolina blue sky. The free-standing fireplace is located between the LR, Kitchen, and dining area for great ambiance. Wet bar and lots of big windows. French doors lead to a spacious deck with a pass-through to the kitchen, making for wonderful BBQ parties. A screened porch leads to the open deck. The finished basement has new LVP flooring, media area, one spacious room being used as another bedroom, and a full bath. The 2-car garage has been converted into a spectacular gaming area. Washer, dryer, dishwasher purchased new by current owner. There is an additional 480.46 of unfinished basement square footage along with the almost 500 sq ft that is finished.

Property details

Beds
3
Baths
3
SqFt
2,064
Lot
Year built
1988
Type
Single Family
Days on market
132
Garage
2
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Basement
View
Mountain(s), Winter
HOA dues
$4,967 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,454/ month

Principal & interest
$3,400
Property tax (~1.05%)
$480
Homeowners insurance
$160
HOA dues
$413

Down payment

$27,450 down · $521,550 financed

Income to qualify (28% rule)

~$190,909 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.