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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

2126 Downing Street

Charlotte, NC · 1,228 sqft

$299,000

Reduced from $350,000

  • 3Beds
  • 2Baths
  • 1,228SqFt
  • 2003Year
  • 107Days on market

About this home

PRICE REDUCED! MOTIVATED SELLER!!! AFFORDABLE HOME MINUTES FROM PLAZA MIDWOOD!

Step into a home that instantly feels warm, inviting, and effortlessly livable. Tucked into the desirable Windsor Forest neighborhood of Charlotte’s sought-after 28205 zip code, this beautifully maintained residence strikes the perfect balance between comfort, style, and everyday functionality, with a layout that feels both open and cozy. Natural light fills the living spaces, creating an easy flow that works just as well for quiet evenings as it does for entertaining friends and family.

The kitchen is thoughtfully designed with granite countertops, ample cabinetry, and updated stainless steel appliances that make cooking and gathering a pleasure. The primary suite provides a private retreat with generous closet space and an en-suite bath, while the additional bedrooms offer flexibility for guests, home offices, or hobbies. Recent updates such as a new roof (ONLY 1 YEAR OLD) and new furnace add peace of mind, making this home truly move-in ready. Outside, the fully fenced backyard offers a private space for pets, play, gardening, or relaxing weekends at home.

The location is one of the home’s biggest highlights. Just minutes from Plaza Midwood, you’re surrounded by some of Charlotte’s most beloved restaurants, coffee shops, breweries, boutiques, and local gathering spots. The area is known for its personality and creative energy, with colorful murals, independent businesses, and a strong sense of community. Quick access to Central Avenue and nearby thoroughfares makes commuting to Uptown and other parts of the city easy, while still enjoying the feel of a quiet, established neighborhood.

Living in 28205 means enjoying a vibrant, evolving part of Charlotte where neighborhood charm meets urban convenience. With strong buyer demand, character-filled surroundings, and close proximity to dining, entertainment, and culture, this home offers not just a place to live, but a lifestyle that captures the very best of in-town Charlotte living.

Distances - 5 minutes from Plaza Midwood, 10 minutes from Uptown Charlotte, 20 minutes from Charlotte Douglas International Airport, 20 minutes from South Park Mall. Welcome home!

Property details

Beds
3
Baths
2
SqFt
1,228
Lot
Year built
2003
Type
Single Family
Days on market
107
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Wood
HOA dues
$11 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,211/ month

Principal & interest
$1,851
Property tax (~1.05%)
$261
Homeowners insurance
$87
HOA dues
$11

Down payment

$14,950 down · $284,050 financed

Income to qualify (28% rule)

~$94,784 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.