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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

2128 Holly Street

Charlotte, NC · 1,646 sqft

$399,000

Reduced from $415,000

  • 3Beds
  • 2.5Baths
  • 1,646SqFt
  • 2026Year
  • 72Days on market

About this home

All Brick NEW CONSTRUCTION home with upgrades + private fenced lot under $400K—a rare find in Charlotte, NC. This stunning new all-brick construction home a short distance from everything features 3 bedrooms and 2.5 bathrooms, including a spacious primary suite complete with a private ensuite bath and custom walk-in closet. 6’ privacy fence, large fenced in yard. hard to find these days. Natural light fills the home thanks to the numerous windows throughout. Thoughtful upgrades can be found at every turn, including detailed trim work throughout and beautiful wood cabinetry that adds warmth and character. Yard will be fenced. This beautifully finished home places you just steps from parks, shopping and dining. 1.2 miles from Camp NorthEnd, 4 Miles from BOA Stadium, 4 miles to SouthEnd and Charlotte Rail Trail, 4 miles to Uptown Charlotte, minutes from Optimist Hall, and a short drive to Southpark Mall shopping and dining. Photos/virtual staging are from a previous similar build. Professional photos are coming soon, pending power for CO.

Property details

Beds
3
Baths
2.5
SqFt
1,646
Lot
Year built
2026
Type
Single Family
Days on market
72
Heating
Central, Electric, Heat Pump, Zoned
Cooling
Ceiling Fan(s), Central Air, Electric, Heat Pump, Zoned
Foundation
Slab
Flooring
Carpet, Tile, Vinyl

Features

  • Attic Stairs Pulldown
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,936/ month

Principal & interest
$2,471
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues

Down payment

$19,950 down · $379,050 financed

Income to qualify (28% rule)

~$125,855 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.