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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

21313 Island Forest Drive

Cornelius, NC · 2,880 sqft

$990,000

  • 4Beds
  • 3Baths
  • 2,880SqFt
  • 2000Year

About this home

Nestled in the heart of Lake Norman, this beautifully updated Craftsman-style home offers water views and spacious living, plus you're zoned for top-rated schools. Thoughtfully renovated with modern upgrades throughout, the home blends timeless charm with exceptional functionality. The fully renovated kitchen features quartz countertops, an oversized stainless sink with upgraded faucet, white oak cabinetry, soft-close drawers, walk-in pantry, stylish backsplash, reverse osmosis water filtration connected to the refrigerator, new gas stove, and an oversized island with seating for six. A stunning 100-inch kitchen window overlooks the private backyard. New engineered hardwood flooring, carpet, and fresh interior paint complete the interior updates. The great room features vaulted ceilings, wall-to-wall windows, abundant natural light, and a gas fireplace. A main-level bedroom or flex space with nearby full bath offers ideal guest, office, or multi-generational living options. Upstairs, the primary suite includes vaulted ceilings, a walk-in closet, and a fully renovated spa-inspired bath with a freestanding soaking tub and walk-in shower with modern tile finishes. Two additional bedrooms share a Jack-and-Jill bath, while a fourth bedroom or office includes custom built-ins. A spacious bonus room and screened porch offer beautiful Lake Norman views. Outdoor living is designed for entertaining with a new deck, outdoor stone fireplace, two screened porches, raised garden beds, stepping stones, and professionally enhanced landscaping with lavender, trees, and azaleas (2024), and in-ground irrigation. Additional parking provides space for guests or a boat, and the private backyard is surrounded by mature trees. Additional features include a new roof (2024) and Nest thermostat. Located near Lake Norman, this home offers easy access to boating, outdoor recreation, and nearby Charlotte. Residents of Island Forest enjoy HOA lake access and a community boat launch area, making it easy to embrace the very best of lake life. The neighborhood is surrounded by premier dining, boutique shopping, local breweries, and year-round events that make the Lake Norman area one of the region’s most sought-after destinations. Don’t miss this exceptional opportunity - schedule your private tour today!

Property details

Beds
4
Baths
3
SqFt
2,880
Lot
Year built
2000
Type
Single Family
Garage
2
Style
Arts and Crafts
Heating
Forced Air, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Zoned
Foundation
Crawl Space, Slab, Other - See Remarks
Flooring
Carpet, Tile, Wood
View
Water
HOA dues
$95 / yr

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Cable Prewire
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Fire Pit
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,294/ month

Principal & interest
$6,131
Property tax (~1.05%)
$866
Homeowners insurance
$288
HOA dues
$7

Down payment

$49,500 down · $940,500 financed

Income to qualify (28% rule)

~$312,612 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.