Morganton · Morganton, NC
214 Howard Street
Morganton, NC · 1,440 sqft
$350,000
Reduced from $395,000
- 3Beds
- 2Baths
- 1,440SqFt
- 1973Year
- 309Days on market
About this home
Taken down to the studs and rebuilt with care, this downtown Morganton home is the true definition of move-in ready. This 3-bedroom, 2-bath home offers comfortable living all on the main level—yes, that includes laundry. Thoughtfully remodeled with all-new plumbing, electrical, HVAC, added insulation, a water filtration system, and a whole-house fan, the home is designed for year-round comfort and efficiency.
The main level features a bright, open kitchen with custom finishes and a spacious island that flows seamlessly into the living area—perfect for entertaining. Offering both convenience and charm, the wine and coffee bar provides additional prep space and opens to the screened-in porch, creating a cozy year-round spot to relax outdoors. Down the hall, the primary ensuite features a walk-in jetted tub, while two additional bedrooms and a full hall bath complete the main level.
The full unfinished basement offers future potential, generous storage and is accessible by both walk-out and walk-up entrances—ideal for a studio, home gym, workshop, or simply additional space. The front flower bed is filled with native, low-maintenance plants that support local pollinators. All the hard work is done, and this home is ready for its next chapter!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,440
- Lot
- —
- Year built
- 1973
- Type
- Single Family
- Days on market
- 309
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Basement
Features
- Kitchen Island
- Open Floorplan
- Pantry
- Wet Bar
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,575/ month
- Principal & interest
- $2,167
- Property tax (~1.05%)
- $306
- Homeowners insurance
- $102
- HOA dues
- —
Down payment
$17,500 down · $332,500 financed
Income to qualify (28% rule)
~$110,399 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.