Mill Spring · Mill Spring, NC
2140 Harm Creek Loop
Mill Spring, NC · 3,200 sqft
$2,070,862
- 4Beds
- 4.5Baths
- 3,200SqFt
- 2025Year
- 519Days on market
About this home
NOW under construction Located in one of the wooded high valleys of Bright’s Creek Golf/Equestrian gated community this new construction project is a collaboration from Modern Mountain Builders and Narwhal Design, blending contemporary aesthetics and functional design to create a serene mountain home. This home provides main level living with contiguous Kitchen/Dining/Living wing with large screen porch and deck, two bedrooms with en suite baths, pantry, mudroom and two-car garage. The upper level features two additional bedrooms with en suite baths and an office nook. An unfinished lower level offers the opportunity for a large rec room/home theater, additional full bath and access to an outdoor patio. The gentle sloping lot allows ample space for outdoor living & entertaining. Once completed it will be NC GreenBuilt Certified, low maintenance finishes, wood timber & stone accents, large glazing for views & light and built-in cabinetry round out this home with simple elegant detail.
Property details
- Beds
- 4
- Baths
- 4.5
- SqFt
- 3,200
- Lot
- —
- Year built
- 2025
- Type
- Single Family
- Days on market
- 519
- Garage
- 2
- Style
- Contemporary
- Heating
- Central, Electric, ENERGY STAR Qualified Equipment, Forced Air, Fresh Air Ventilation, Heat Pump, Humidity Control, Sealed Combustion Fireplace, Zoned
- Cooling
- Central Air, Electric, ENERGY STAR Qualified Equipment, Heat Pump, Humidity Control, Zoned
- Foundation
- Basement, Crawl Space
- Flooring
- Slate, Tile, Vinyl, Wood
- View
- Long Range, Mountain(s)
- HOA dues
- $657 / qtr
Features
- Built-in Features
- Cable Prewire
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Walk-In Closet(s)
- Walk-In Pantry
- Fire Pit
- Rainwater Catchment
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$15,460/ month
- Principal & interest
- $12,825
- Property tax (~1.05%)
- $1,812
- Homeowners insurance
- $604
- HOA dues
- $219
Down payment
$103,543 down · $1,967,318 financed
Income to qualify (28% rule)
~$662,590 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.