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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

217 Ridley Street

Rock Hill, SC · 1,237 sqft

$285,000

  • 3Beds
  • 2Baths
  • 1,237SqFt
  • 2026Year
  • 7Days on market

About this home

WELCOME to your gorgeous NEW CONSTRUCTION HOME! What a RARE opportunity to find such a STUNNING home under 300k in Rock Hill. Convenient to I-77 and the charm of downtown Rock Hill shopping and restaurants! From the moment you walk in you will be greeted with beautiful flooring that will lead you to a STUNNING KITCHEN where no detail was left behind. This NEW CONSTRUCTION RANCH home is full of the latest modern designs and ready for you to settle into. Outside you will find a very spacious and FLAT yard, waiting for you to make your own design come to fruition. The only question left, is will you enjoy your coffee on the front patio or out back?

Property details

Beds
3
Baths
2
SqFt
1,237
Lot
Year built
2026
Type
Single Family
Days on market
7
Heating
Central, Heat Pump
Cooling
Heat Pump
Foundation
Slab
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,097/ month

Principal & interest
$1,765
Property tax (~1.05%)
$249
Homeowners insurance
$83
HOA dues

Down payment

$14,250 down · $270,750 financed

Income to qualify (28% rule)

~$89,897 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.