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John KurtzCharlotte · NC

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Concord · Concord, NC

2186 Stone Pile Drive SW

Concord, NC · 3,364 sqft

$550,000

  • 5Beds
  • 3Baths
  • 3,364SqFt
  • 2018Year
  • 13Days on market

About this home

Welcome Home - The Mills at Rocky River — well-maintained, one-owner home in a great location within the neighborhood.

This 5-bedroom, 3 full bath home offers a flexible layout with a bedroom and full bath on the main floor, perfect for guests. The main level also includes a private office, dining room, living room, and a bright kitchen that opens to a large keeping room.

The kitchen is designed for everyday living and gathering, with a large island, plenty of counter space, upgraded cabinets, pull-out drawers, and soft-close features. You’ll also find a spacious pantry and lots of natural light throughout the home.

Upstairs, the primary suite is joined by three additional bedrooms, a full bath, a large bonus room, and a bright laundry room.

The home features beautiful engineered hardwood floors on the main level and stairs, along with thoughtful upgrades like a tankless water heater (2025), a newer Bosch dishwasher (2024), gas stove, and fiber internet availability.

Step outside to enjoy a private, low-maintenance fenced yard with a paver patio, pergola, and fire pit — a great space to relax.

Additional highlights include: Refrigerator in kitchen and garage, plus washer and dryer included, Epoxy flooring and extra storage in the garage, Bright natural light in every room

Located in The Mills at Rocky River, this home offers access to neighborhood amenities like a pool, gym, clubhouse, playground, greenway walking paths, dog stations, and regular community events. The pool season has even been extended this year.

The elementary and middle schools are located right in the neighborhood, with Hickory Ridge High School less than 5 miles away. A bus stop is conveniently located at the corner, and grocery stores, shopping, and pharmacies in Harrisburg are just a short drive away.

A great home in a great community — ready for its next owner.

Property details

Beds
5
Baths
3
SqFt
3,364
Lot
Year built
2018
Type
Single Family
Days on market
13
Garage
2
Style
Traditional
Heating
Natural Gas
Cooling
Ceiling Fan(s)
Foundation
Slab
Flooring
Carpet, Laminate, Tile, Wood
HOA dues
$230 / qtr

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,065/ month

Principal & interest
$3,406
Property tax (~0.92%)
$421
Homeowners insurance
$160
HOA dues
$76

Down payment

$27,500 down · $522,500 financed

Income to qualify (28% rule)

~$174,217 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.