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John KurtzCharlotte · NC

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Waynesville · Waynesville, NC

22 Cottage Loop

Waynesville, NC · 1,891 sqft

$465,000

Reduced from $479,000

  • 3Beds
  • 3Baths
  • 1,891SqFt
  • 2004Year
  • 58Days on market

About this home

Rare to market! This beautifully maintained cottage home in the sought-after Cypress Meadows has been lovingly cared for by its original owner since 2006. Offering 3 bedrooms and 3 full baths, the thoughtfully designed layout features a fantastic open-concept living space perfect for everyday living and entertaining. The kitchen shines with tile flooring, abundant cherry cabinetry, generous counter space, and a breakfast bar, flowing seamlessly into a spacious dining area. The main level includes a comfortable guest bedroom and full bath, along with a private primary suite tucked at the end of the hall. Upstairs, you’ll find a versatile loft, expansive storage closet, third bedroom, and full bath. Enjoy relaxing on the large covered porch overlooking the neighborhood. Fur friends will enjoy playtime in the fenced backyard complete with an automatic pet door & covered steps. Recent updates include a generator (2021), heat pump (2019), hot water heater (2022), replacement toilets, sump pumps and dehumidifier in the crawl space, and Pella replacement windows (2025). Low HOA fees cover lawn and road maintenance, making for easy living. Conveniently located just 10 minutes to downtown Waynesville with quick access to the interstate, shopping, and dining.

Property details

Beds
3
Baths
3
SqFt
1,891
Lot
Year built
2004
Type
Townhome
Days on market
58
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
View
Mountain(s), Year Round
HOA dues
$75 / mo

Features

  • Breakfast Bar
  • Open Floorplan
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,497/ month

Principal & interest
$2,879
Property tax (~1.05%)
$406
Homeowners insurance
$135
HOA dues
$75

Down payment

$23,250 down · $441,750 financed

Income to qualify (28% rule)

~$149,888 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.