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John KurtzCharlotte · NC

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Canton · Canton, NC

22 Mountain Spring Lane

Canton, NC · 3,314 sqft

$825,000

Reduced from $850,000

  • 5Beds
  • 4.5Baths
  • 3,314SqFt
  • 1947Year
  • 67Days on market

About this home

Set on approximately 4.5 private acres in Canton, this thoughtfully expanded 1947 stone cottage offers both convenience and retreat — just minutes to I-40 for easy access to Asheville and Waynesville, yet tucked away in a peaceful natural setting. Between 2006-2007, the current owners carefully preserved the character of the original 2BR/1BA home while adding over 2,200 square feet of living space, resulting in a spacious 4-bedroom home with office and 3.5 baths (additional 1 bed + 1 bath accounted for in listing is the garage apartment). Original flooring and trim remain in beautiful condition, blending seamlessly with custom finishes throughout. The main living area features vaulted ceilings, abundant natural light, open dining space, and a striking double-sided wood-burning fireplace shared with the primary suite. The generously sized primary bedroom opens to the expansive front deck, positioned to capture light while maintaining privacy. The lower level offers a second living area, bedroom, and full bath — ideal for guests, multigenerational living, or flexible use. Beyond the main residence, the property includes a detached two-car garage with a one-bedroom apartment (tenant in place; lease details available) providing income potential. A two-story barn with tractor storage and workshop space sits alongside pasture areas suitable for a variety of uses. This unique property offers space, flexibility, and opportunity — a rare combination of privacy, character, and functionality for those seeking more than a traditional neighborhood setting.

The seller would like to address flood plain concerns with the following statement: Portions of the 4.5-acre parcel are located within a designated flood plain, primarily affecting the pasture areas. 18 years ago, the residence and improvements were not within the mapped flood zone. Following updated FEMA mapping after major storm events in Haywood County, a small portion of the home’s lower level and garage apartment is now indicated to be within the 500-year flood zone, but not the 100-year flood zone (approximately a few inches at the lowest point). The sellers have enjoyed this property for over 18 years. A nearby culvert has also been replaced with a viaduct, improving water flow beneath I-40. Buyers are encouraged to review all available information and verify to their satisfaction.

Property details

Beds
5
Baths
4.5
SqFt
3,314
Lot
Year built
1947
Type
Single Family
Days on market
67
Garage
2
Heating
Central, Heat Pump, Natural Gas
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
View
Mountain(s)

Features

  • Built-in Features
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,071/ month

Principal & interest
$5,109
Property tax (~1.05%)
$721
Homeowners insurance
$240
HOA dues

Down payment

$41,250 down · $783,750 financed

Income to qualify (28% rule)

~$260,227 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.