Lake Lure · Lake Lure, NC
220 Jones Court
Lake Lure, NC · 2,444 sqft
$498,500
- 3Beds
- 3Baths
- 2,444SqFt
- 2003Year
- 3Days on market
About this home
Move-in ready mountain cottage with privacy, forest views, and inviting indoor-outdoor living. A newly refinished wraparound deck and lower-level swings set the tone for relaxed mountain living.
Inside, cathedral ceilings and an open layout highlight granite countertops, a breakfast bar, spacious dining area, and a wood-burning fireplace. The main living area opens directly to the expansive deck—perfect for entertaining or unwinding.
The finished basement adds a large second living space, full bath, and two flexible bonus rooms, with sliding doors framing the natural surroundings.
Circular driveway, designated parking, and acreage with trail potential complete this versatile property—ideal as a primary home, second home, or investment.
Property details
- Beds
- 3
- Baths
- 3
- SqFt
- 2,444
- Lot
- —
- Year built
- 2003
- Type
- Single Family
- Days on market
- 3
- Garage
- 1
- Style
- Cottage
- Heating
- Heat Pump, Wall Furnace
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Basement
- Flooring
- Vinyl, Wood
- View
- Mountain(s), Winter
- HOA dues
- $495 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,710/ month
- Principal & interest
- $3,087
- Property tax (~1.05%)
- $436
- Homeowners insurance
- $145
- HOA dues
- $41
Down payment
$24,925 down · $473,575 financed
Income to qualify (28% rule)
~$159,008 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.