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John KurtzCharlotte · NC

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Shelby · Shelby, NC

220 Nancy Drive

Shelby, NC · 1,663 sqft

$359,900

Reduced from $370,000

  • 4Beds
  • 2Baths
  • 1,663SqFt
  • 2026Year
  • 70Days on market

About this home

Welcome to this beautifully built 2026 single-story home in the desirable Rucker Downs community of Shelby! Situated on a generous .57-acre lot, this move-in-ready property offers the perfect blend of modern style, comfort, and functionality. Step inside to an inviting open floor plan featuring 1,663 heated square feet, 4 spacious bedrooms, and 2 full baths. The bright living area flows seamlessly into the kitchen, creating an ideal space for entertaining or everyday living. The kitchen comes equipped with stainless appliances including an electric range, dishwasher, microwave, and electric water heater. Stylish finishes such as vinyl plank flooring, tile accents, and walk-in closets add both beauty and practicality. The primary suite is conveniently located on the main level and features a full bath and generous closet space. A dedicated laundry room on the main floor adds convenience to your daily routine. Exterior highlights include an architectural shingle roof, and a covered front porch perfect for relaxing with your morning coffee. The attached two-car garage and driveway provides ample parking and storage. Additional features include central heating and air, county water, septic system, and no HOA. This home offers peaceful surroundings while remaining convenient to local amenities. Don’t miss your opportunity to own this brand-new home in Shelby!

Property details

Beds
4
Baths
2
SqFt
1,663
Lot
Year built
2026
Type
Single Family
Days on market
70
Garage
2
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Tile, Vinyl

Features

  • Attic Stairs Pulldown
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,648/ month

Principal & interest
$2,228
Property tax (~1.05%)
$314
Homeowners insurance
$104
HOA dues

Down payment

$17,995 down · $341,905 financed

Income to qualify (28% rule)

~$113,521 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.