Skip to content
John KurtzCharlotte · NC

View all 32 photos →

Newton · Newton, NC

220 W 8th Street

Newton, NC · 1,170 sqft

$239,000

  • 2Beds
  • 3Baths
  • 1,170SqFt
  • 1934Year
  • 5Days on market

About this home

Quick drive to Charlotte, Hickory NC and Lake Norman NC, in Newton, NC 2 story like home with an unfinished basement. Charming 2-bedroom, 2-bath on main level, this home is ideal for retirees looking to downsize or first-time buyers ready to step into homeownership. Upstairs Loft area plus an EXTRA FLEX ROOM with a 3rd full bathroom offering many possibilities for those needing extra space! (This upper level can not be included in the heated living area due to ceiling high being slightly less than required 7ft ( just at 6ft 4 inches high). Plus FULL UNFINISHED basement for extra storage room!
Inside, you’ll find beautiful hardwood flooring, newer windows, and a comfortable, functional layout that’s easy to maintain and move right into. The primary bedroom and second bedroom are both conveniently located on the main level, offering flexibility for guests, hobbies, or a home office. Step outside to enjoy a low-maintenance yard with just the right amount of space for relaxing, light gardening, or pets—without the burden of heavy upkeep. Attached carport and extra parking area, you also will get an outside shed for storage! The setting offers a sense of privacy while still being close to everyday essentials, shopping, and dining in Newton NC. Priced under $240,000—quite an opportunity in today’s market for those seeking value, comfort, and convenience. Why You’ll Love It? One-level living, downsizing or first home purchase,Hardwood floors & updated windows Easy-to-maintain home and yard in a quiet, convenient location If you’re looking for a home that’s “just the right size” with minimal upkeep and maximum comfort, this one checks all the boxes.

Property details

Beds
2
Baths
3
SqFt
1,170
Lot
Year built
1934
Type
Single Family
Days on market
5
Heating
Natural Gas
Cooling
Central Air
Foundation
Basement
Flooring
Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,759/ month

Principal & interest
$1,480
Property tax (~1.05%)
$209
Homeowners insurance
$69
HOA dues

Down payment

$11,950 down · $227,050 financed

Income to qualify (28% rule)

~$75,387 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.