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John KurtzCharlotte · NC

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Morganton · Morganton, NC

220 West Park Drive

Morganton, NC · 2,904 sqft

$429,000

Reduced from $449,000

  • 4Beds
  • 3Baths
  • 2,904SqFt
  • 1954Year
  • 323Days on market

About this home

This warm & inviting home offers character & charm in downtown Morganton! Thoughtfully situated and set back on the 0.8 acre lot, the home boasts a large level front yard. Step inside to a spacious foyer. In the large living room, you'll find a charming bay window bathing the room in natural light and a fireplace. Off the living room is a screened porch. The main floor also includes a dining room and eat-in kitchen. Upstairs are two bedrooms and an updated hall bathroom plus a 3rd bedroom with en suite updated bath. The large primary suite occupies the entire top level of the home with built-ins and a large en suite bathroom with jetted tub. The basement has a large finished room with exterior entry perfect for an additional living space, office, or studio. Storage abounds in the unfinished basement area. Whether you're enjoying the large back deck or entertaining in the private backyard, this home offers a mix of classic craftsmanship and downtown living. A true Morganton gem!

Property details

Beds
4
Baths
3
SqFt
2,904
Lot
Year built
1954
Type
Single Family
Days on market
323
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,157/ month

Principal & interest
$2,656
Property tax (~1.05%)
$375
Homeowners insurance
$125
HOA dues

Down payment

$21,450 down · $407,550 financed

Income to qualify (28% rule)

~$135,318 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.