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John KurtzCharlotte · NC

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Albemarle · Albemarle, NC

22055 Oakwood Road

Albemarle, NC · 1,615 sqft

$275,000

Reduced from $395,000

  • 3Beds
  • 2Baths
  • 1,615SqFt
  • 2014Year
  • 96Days on market

About this home

Motivated sellers!! Built in 2014 and renovated this home sits on a serene 1.2 acre lot with a newly built back porch! Offering peace of mind and modern efficiency this property features so many upgrades including; a brand-NEW roof(2025), NEW HVAC system(2026), NEW septic and a NEW well(2026)! Outside, a gravel driveway leads you to the newly installed cedar plank columns and shutters giving the home a natural and relaxed feeling. As you venture inside- warm and inviting fixtures and updates complement the NEW vinyl plank flooring(installed 2026) creating a cohesive, welcoming feel! Bedrooms off of the main living space with the primary tucked away in the back. Both bathrooms feature spacious walk- in tile showers. An entertainers dream with an open floor plan boasting a spacious kitchen island and functioning gas log fireplace centering the living space! A short distance from main highways, be at your favorite stores or make a quick grocery run in minutes! Lake neighborhood with a public boat ramp access minutes away towards Norwood down the connecting Indian Mound road. With thoughtful updates inside and out, this home is ready for its new owners. Come see all that this home has to offer and make it yours today!

Property details

Beds
3
Baths
2
SqFt
1,615
Lot
Year built
2014
Type
Single Family
Days on market
96
Style
A-Frame
Heating
Electric
Cooling
Electric
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,023/ month

Principal & interest
$1,703
Property tax (~1.05%)
$240
Homeowners insurance
$80
HOA dues

Down payment

$13,750 down · $261,250 financed

Income to qualify (28% rule)

~$86,742 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.