Albemarle · Albemarle, NC
22055 Oakwood Road
Albemarle, NC · 1,615 sqft
$275,000
Reduced from $395,000
- 3Beds
- 2Baths
- 1,615SqFt
- 2014Year
- 96Days on market
About this home
Motivated sellers!! Built in 2014 and renovated this home sits on a serene 1.2 acre lot with a newly built back porch! Offering peace of mind and modern efficiency this property features so many upgrades including; a brand-NEW roof(2025), NEW HVAC system(2026), NEW septic and a NEW well(2026)! Outside, a gravel driveway leads you to the newly installed cedar plank columns and shutters giving the home a natural and relaxed feeling. As you venture inside- warm and inviting fixtures and updates complement the NEW vinyl plank flooring(installed 2026) creating a cohesive, welcoming feel! Bedrooms off of the main living space with the primary tucked away in the back. Both bathrooms feature spacious walk- in tile showers. An entertainers dream with an open floor plan boasting a spacious kitchen island and functioning gas log fireplace centering the living space! A short distance from main highways, be at your favorite stores or make a quick grocery run in minutes! Lake neighborhood with a public boat ramp access minutes away towards Norwood down the connecting Indian Mound road. With thoughtful updates inside and out, this home is ready for its new owners. Come see all that this home has to offer and make it yours today!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,615
- Lot
- —
- Year built
- 2014
- Type
- Single Family
- Days on market
- 96
- Style
- A-Frame
- Heating
- Electric
- Cooling
- Electric
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,023/ month
- Principal & interest
- $1,703
- Property tax (~1.05%)
- $240
- Homeowners insurance
- $80
- HOA dues
- —
Down payment
$13,750 down · $261,250 financed
Income to qualify (28% rule)
~$86,742 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.